When choosing a fitness club, consider when the club opens and closes, so you can adjust your schedule accordingly. If you're a parent, check into the possibility of on-site child care. Many large chains offer child care while you work out for a nominal fee.

Joining a fitness club won't change you from a couch potato to an exerciser, but at least it's a step in the right direction. Most of us are pigheaded about paying money for something that we don't use, so if nothing else, that might get you up and to the club on a regular basis.

A good fitness club will offer multiple classes, programs, and activities for a wide variety of experience levels, from beginner on up to advanced. Keep this in mind when trying out potential clubs, and closely check out their schedule and offerings.